Our Network

Industry-Leading Partners,
Working for You

FinCo isn't locked into one processor, one piece of hardware, or one platform. We maintain relationships across the industry so every recommendation is the right one for your business.

Processing Partners & Networks

We're contracted directly with multiple processors and networks — so we match you to the right one, not the most convenient one for us.

Hawthorn
Central Payment · TSYS-Nabco Network

Backed by one of the most established networks in the industry, Hawthorn is our premier processing partner for volume, reliability, and merchant support. Known for buyout assistance and covering hardware costs — making the switch simple and often free.

Buyout assistance — we help you exit your current contract
Hardware covered in most cases
TSYS-Nabco backed network reliability
Dual pricing, cash discount & interchange+ options
Per-account activation bonuses
TSYSNabcoCentral Payment
Book a Hawthorn Consultation →
Mycamp
Fiserv-Merrick Network

A flexible, merchant-forward processing solution running on the Fiserv-Merrick network. Competitive rates, fast approvals, and a clean fee structure — ideal for businesses looking for a straightforward, transparent setup without complexity.

Competitive processing rates
Fast merchant approvals & onboarding
Transparent, flat-rate friendly structure
All major card brands supported
FiservMerrick
Get a Free Analysis →
Most Popular
Luqra
SiP Luqra · Fiserv-Wells Network

A modern processing platform on the Fiserv-Wells network offering high-performance infrastructure and competitive residual splits. FinCo is actively expanding our Luqra relationship to give merchants even more options — especially for high-volume accounts.

Modern Fiserv-Wells network infrastructure
Competitive processing rates
Flexible contract terms
Ideal for high-volume merchants
FiservWellsSiP
Ask About Luqra →
Netevia
Diverse Merchant Processing

A versatile processing platform built to serve a wide range of merchant types and business models. Netevia offers competitive rates, modern payment technology, and strong support for card-present, card-not-present, and e-commerce environments.

Broad merchant type support across verticals
Card-present, CNP & e-commerce ready
Virtual terminal & hosted payment pages
Dual pricing & surcharge support
NeteviaISO Program
Ask About Netevia →

Why multiple processors? Every business is different. Your volume, industry, pricing model, and hardware needs all factor in. FinCo's job is to find the right match — and being contracted across multiple networks means we're never forced to push you toward the wrong one.

Software, POS & Gateways

We advise on and support integration with every major platform — from retail POS to online payment gateways. Items marked with ★ are available as hardware too.

POS Platform ★ Hardware Too
Clover

Versatile ecosystem for retail, restaurants, and service businesses. Wide app marketplace and multiple hardware form factors (Go, Mini, Station, Flex).

RetailRestaurantApp Market
POS Platform ★ Hardware Too
Square

All-in-one platform with readers, terminals, and registers. Integrated inventory, online store, and team management tools built in.

All-in-OneE-CommerceInventory
Restaurant Management ★ Hardware Too
Nuclear POS

Next-generation cloud restaurant platform for full-service, quick-service, and bars. Table management, bar tabs, check splitting, online ordering, loyalty, and real-time analytics — all in one system.

RestaurantBarCloud-Based
Restaurant & Bar POS
Union

iPad-based POS built for high-volume bars, restaurants, and hospitality. Unified in-store and online ordering, surcharging support, and interchange-plus pricing built in.

RestaurantBarHospitality
POS Platform ★ Hardware Too
Genius

Unified retail and restaurant platform by Global Payments. Countertop, handheld, and virtual terminal options. 100+ integrations including e-commerce, accounting, and loyalty.

RetailRestaurantE-Commerce
Mobile Reader ★ Hardware Too
Swipe Simple

Mobile reader + app combo for on-the-go merchants. B200 and B250 Bluetooth readers connect directly to smartphones and tablets.

MobileBluetoothOn-the-Go
Payment Gateway
NMI

Powerful gateway with robust API, recurring billing, and virtual terminal. Works with all three processor networks. Full dual pricing & cash discount support.

GatewayAPIRecurring Billing
Payment Gateway
MiPayment Choice

Full-featured gateway with native dual pricing, cash discount, and surcharge support. Compatible across all FinCo processor networks.

Dual PricingCash DiscountSurcharge
Payment Gateway
Authorize.net

Trusted for decades. Secure gateway for online and card-not-present transactions. Integrates with most major e-commerce and shopping cart platforms.

E-CommerceCard-Not-PresentEstablished
Payment Gateway
AcceptBlue

Modern gateway with dual pricing and cash discount support. Clean API, recurring billing, and virtual terminal built for today's multi-channel merchants.

Dual PricingRecurringVirtual Terminal
Scheduling & Service
Vagaro & Booking Platforms

Integrated booking, payments, and client management for salons, spas, fitness, and service businesses. We advise on the best fit for your vertical.

SalonsFitnessService Biz

Not sure which platform fits your workflow? Your FinCo consultant will review your business type, volume, and existing tools — and recommend the right stack. No upsell, no agenda — just the best fit for you.

Hardware Catalog

44 terminal and device options across 9 brands — all sourced at competitive prices. Depending on your processor and volume, hardware costs are often covered or significantly reduced.

Hardware costs are often covered. Depending on your processor, volume, and account setup, hardware is frequently included or heavily subsidized. Your FinCo consultant will tell you exactly what you'd pay — usually nothing — before you commit to anything.

Not Sure What You Need?

Upload your current processing statement and a FinCo consultant will review your processor, hardware, and software — and show you the best path forward for your business.